Like Durel has said, if it's a traffic light it should be treated as a four way stop. I didn't know that traffic accidents are such a leading cause of death in hurricanes. That's horrible. I reckon the commercial auto insurance companies get a lot of claims during hurricane times. This is probably why in the mid west the policies cost more.  Source: www.boltinsurance.com/

If its at a traffic light it should be treated as a four way stop